Happy New Year and welcome to 2026! 🎉
As we close the door on 2025, I wanted to share a final market update for the year and offer a clear snapshot of how the Greater Victoria real estate market finished off December.

As expected, December brought a seasonal slowdown in activity, but the bigger picture shows a market that remained steady and balanced throughout the year.

📊 December 2025 Market Snapshot – Greater Victoria

In December, 367 properties sold across the Victoria Real Estate Board region. That’s 12.8% fewer sales than December 2024 and 18.6% fewer than November, which aligns closely with typical year-end trends.

By property type:

• Single-family homes: 186 sold (down 2.6% year-over-year)

• Condos: 106 sold (down 21.5% year-over-year)

• Townhomes: Sales softened as well, tracking closely with the overall market slowdown and remaining below long-term averages

Despite the slower finish, 2025 ended with 6,918 total sales, slightly higher than 2024, making it another consistent year for our local market.

More Details

💰 Home Prices – A Mixed but Stable Picture

Price trends continued to vary by property type and location:

• Single-family homes (Victoria Core):
  Benchmark price ended December at $1,255,000, down 4.7% from last year and slightly lower than November.

• Condos (Victoria Core):
  Benchmark price finished at $549,900, up 0.7% year-over-year, though relatively flat month to month.

In simple terms:
🏡 Detached homes softened slightly
🏢 Condo prices held steady overall

Townhomes continued to sit in the middle, offering strong value for buyers looking for space without detached-home pricing.

📦 Inventory & Market Feel

There were 2,544 active listings at the end of December — down from November due to the holidays, but still higher than this time last year.

This inventory level helped keep the market balanced:

• Buyers had more choice and time to make decisions

• Sellers benefited from realistic pricing expectations and steady demand for well-prepared homes

🚀 What This Means for You in 2026

Whether you’re thinking about selling, planning a purchase, or simply wanting to understand your home’s value, the right information makes all the difference.

🔹 If you’re considering selling this year, I can provide a custom pricing and timing strategy based on your specific neighbourhood and property type.
🔹 If you’re buying, we can review current opportunities, negotiation strategies, and financing options so you feel confident before making a move.
🔹 If you’re not planning anything immediate, a quick market check-in can still help you stay informed and prepared.

📞 Call or text me: 

250-893-9185

✉️ Email:  KellyG@ComeSellWithMe.ca

Even a short conversation can help you decide your best next step — there’s no pressure, just honest advice and clear guidance.

Here’s to a successful and exciting year ahead 🥂
I look forward to helping you make 2026 a great one.

Every January, BC property owners receive their BC Assessment notice, and for many homeowners, it brings questions and sometimes concern. What does this number really mean? Will your property taxes increase? And is this the true value of your home?

If you own a home, condo, or townhouse in Victoria or South Vancouver Island, understanding your BC Assessment in 2026 is an important part of homeownership. Here’s a clear, straightforward breakdown of what it means—and what it doesn’t.

When Are BC Assessment Notices Sent Out?

BC Assessment typically mails assessment notices during the first week of January each year. If you haven’t received yours yet, it should arrive shortly.

You don’t need to wait for the mail to see your value. Homeowners can check their 2026 BC Assessment value online at any time through the BC Assessment website. 

What Is a BC Assessment Value?

Your BC Assessment value is an estimate of your property’s worth as of July 1 of the previous year, based on market conditions at that time. This value is used by municipalities to help calculate property taxes.

BC Assessment relies on a mass appraisal system, meaning values are generated using computer models that assess thousands of properties at once. As a result, they don’t always reflect the individual features or upgrades that can significantly affect a home’s real-world value.

BC Assessment vs. Market Value: Understanding the Difference

One of the most common misconceptions homeowners have is assuming their BC Assessment represents what their home would sell for today.

This is not the case.

Your home’s Market Value is determined by what a buyer is willing to pay in the current market, influenced by factors such as:

• Location and neighbourhood

• Recent renovations or improvements

• Lot size, layout, and condition

• Comparable sales in your area

• Current buyer demand

BC Assessment is a taxation tool, not a pricing tool, and should never be relied on when making selling or buying decisions.

Does a Higher BC Assessment Mean Higher Property Taxes?

Not necessarily.

Property taxes are based on how your assessed value compares to other properties in your municipality, not just whether your value increased.

For example:

• If your assessment increases but other homes increase by a similar amount, your taxes may remain stable.

• If your assessment rises more than comparable properties, you may see a higher tax bill.

This is why it’s important to view your BC Assessment in context, rather than focusing only on year-over-year changes.

Can You Appeal Your BC Assessment in 2026?

Yes. If you believe your BC Assessment does not accurately reflect your property’s value, you have the right to appeal.

Key appeal details:

• Appeal deadline: January 31, 2026

• First step: Contact your local BC Assessment office to discuss your concerns

• Review the appeal process and guidelines online before submitting

If you decide to proceed with an appeal, having relevant comparable sales is essential. A local real estate professional can help identify accurate comparisons to support your case.

Should You Be Concerned About Your BC Assessment?

A BC Assessment is useful for understanding how property taxes are calculated, but it should not drive major real estate decisions.

You may want a current market valuation if you’re:

• Considering selling in 2026 or early 2027

• Refinancing or renewing your mortgage

• Managing an estate or long-term planning

• Reviewing or appealing your assessment

• Simply curious about your home’s true value in today’s market

A market value assessment reflects current buyer behavior, not historical data.

Why Local Expertise Matters

The Victoria real estate market varies significantly by neighbourhood, property type, and price point. Condos, townhouses, and detached homes all perform differently, and these trends continue to evolve in 2026.

Having local insight ensures you’re making informed decisions based on real market activity, not estimates generated by an algorithm.

Need Help Understanding Your Home’s Value?

If you have questions about your 2026 BC Assessment, how it may impact your property taxes, or you’d like an up-to-date market value for your home, I’m always happy to help.

Clear information leads to confident decisions—and you don’t have to navigate it alone.

Proudly serving Victoria and South Vancouver Island homeowners.

Kelly J Grymaloski

As we wrap up 2025, it’s clear that Victoria’s real estate market has continued to evolve in meaningful ways. This past year brought steady conditions, thoughtful buyer activity, and a renewed sense of balance after several years of ups and downs. For homeowners and future buyers alike, understanding where the market is today—and where it’s heading—can help you make confident decisions in 2026.

⚖️ A Year Marked by Balance and Stability

One of the defining themes of 2025 was stability. Inventory levels remained healthier than in previous high-pressure years, giving buyers more breathing room while still supporting strong value for sellers.

Single-family homes continued to draw consistent interest, while condos and townhomes saw a slightly more relaxed pace—great news for buyers seeking options and flexibility. Even with seasonal slowdowns, the overall tone of the year stayed steady and predictable.

👨‍👩‍👧‍👦 Shift in Buyer Priorities

Buyers in 2025 continued prioritizing lifestyle. Walkability, school catchments, outdoor space, and access to amenities played a big role in decision-making.

Downsizers focused on turn-key homes with easy maintenance, while families gravitated toward larger properties close to schools and parks. Neighbourhoods offering convenience—transit access, village-style shopping, and proximity to the waterfront—remained especially attractive.

💵 Price Trends That Reflect Market Confidence

Prices throughout 2025 showed healthy, steady resilience. Single-family homes held their value well with modest upward pressure, while condos offered more flexibility—creating opportunities for first-time buyers and those looking to downsize.

As usual in Victoria, government assessments didn’t always match true market value, reminding both buyers and sellers of the importance of real-time, local expertise when evaluating a property.

🔮 Looking Ahead to 2026: What to Expect

The outlook for 2026 is encouraging. With interest rates expected to stabilize or improve, more buyers may re-enter the market, increasing activity across many property types.

Well-prepared listings—professionally presented, priced accurately, and strategically marketed—will continue to perform strongly. Early 2026 may also offer unique opportunities for buyers before spring demand picks up.

🌟 Your Real Estate Goals Matter Most

Regardless of the market cycle, the best time to make a move is when it aligns with your personal goals, lifestyle changes, and long-term plans.

If you're thinking about buying, selling, downsizing, or simply curious about your home’s value heading into 2026, I’m here to guide you through every step with clarity and confidence.

📞 Kelly Grymaloski
Victoria Realtor | South Vancouver Island
📧 KellyG@ComeSellWithMe.ca
📱 250-893-9185

🖊️ About Kelly Grymaloski

Kelly Grymaloski is a trusted Victoria Realtor with nearly 10 years of experience helping clients sell and buy homes, condos, and townhomes across South Vancouver Island. Known for her friendly, professional approach and data-driven marketing, Kelly helps homeowners achieve exceptional results and move forward with confidence.

I hope you’ve been enjoying the beautiful fall weather and cozy season vibes! 🍂
As we head toward the end of the year, the Victoria real estate market is showing steady balance — with opportunities for both buyers and sellers depending on your timing and goals.

📈 October Market Highlights – Victoria Real Estate Board

• 617 properties sold across Greater Victoria

• That’s 5.7% fewer than October 2024, but 11.4% more than September 2025

• Single-family homes: up 2.9% year-over-year

• Condos: down 15% year-over-year

• Active listings: 3,423, up 8.3% from last year

The market continues to hold steady, and we even saw the strongest October for single-family home sales since 2020. Buyers have more choice than in recent years, while sellers are still finding success with well-presented, well-priced listings.

🏠 What’s Happening in the Market

Single-family homes and townhomes continue to draw the most attention. Demand remains strong, and while prices have softened slightly, motivated sellers who price smartly are the ones seeing results.

Townhomes remain a sweet spot for many buyers, especially newer builds that offer space, function, and good value.

On the condo side, things are a bit quieter — sales are down compared to last year, and properties are taking longer to sell. Rather than flood the market, many condo sellers are simply pausing or holding off for better conditions. That said, buyers looking for a condo will find a wide variety of options and time to make decisions.

💰 Prices at a Glance – Victoria Core

• Single-family homes: $1,276,500 (↓ 1.8% from last year)

• Condos: $551,000 (↑ 0.6% from last year)

🏦 Interest Rates & What’s Next

The Bank of Canada made another rate cut in late October, which could spark more activity as buyers adjust to changing borrowing costs. We’ll likely see a typical seasonal slowdown heading into winter, but with balanced conditions and stable prices, it’s still a great time to plan your next move.

💡 Thinking About Your Next Step?

If you’re considering selling or buying this fall or winter, let’s connect to talk strategy.
Even in a balanced market, timing, pricing, and presentation can make all the difference.

📞 Call/Text: 250-893-9185
📧 Email: KellyG@ComeSellWithMe.ca
🌐 Visit: www.ComeSellWithMe.ca

Thinking about selling but wondering if you should wait until spring? 🍂 You’re not alone. Many homeowners across Victoria and South Vancouver Island assume the spring market is the only time to list — but the truth is, fall can be one of the most strategic times to sell your home.

As a Victoria Realtor with nearly 10 years of experience helping clients sell houses, condos, and townhomes, I’ve seen first-hand how motivated fall buyers and lower competition can work in your favour.

🍁 1. Motivated Buyers Are Still Out There

Even though summer has ended, many serious buyers are still actively searching before the holidays. These are clients who’ve been looking for months, often with pre-approvals ready, and they’re eager to secure a home before the year wraps up.

Fewer listings also mean less competition for your property — making your home stand out more easily.

🏠 2. Homes Show Beautifully in Fall

Victoria’s fall colours and cozy lighting create a naturally welcoming atmosphere. A few simple touches — like seasonal décor, warm-toned lighting, and freshly cleaned landscaping — can make your property feel inviting and “move-in ready.”

If you’re selling a condo or townhome, emphasize indoor comfort: bright spaces, staged seating areas, and pleasant scents can all make an impression.

💡 3. Market Conditions Still Support Strong Sales

The Victoria real estate market continues to show steady activity through fall, particularly in desirable neighbourhoods across Saanich, Langford, and View Royal.

While the pace is calmer than spring, buyers are more decisive and less likely to engage in bidding fatigue. This creates opportunities for sellers who are priced strategically and marketed professionally.

💬 4. You Get My Full Support, Every Step of the Way

From professional photography and video tours to digital marketing and open houses, I ensure each listing receives maximum exposure.

As part of my approach, I tailor a custom selling plan that fits your property type and target market — whether it’s a downtown condo or a family home in Royal Oak. My goal is always to help homeowners sell confidently and achieve their best result, without added stress.

🌟 Ready to Talk Strategy?

If you’re considering selling your home, now’s a great time to explore your options.
I’m happy to provide a complimentary market evaluation and personalized advice on how to prepare for a successful sale — no pressure, just helpful insights.

📞 Kelly Grymaloski
Victoria Realtor | South Vancouver Island
📧 KellyG@ComeSellWithMe.ca
📱 250-893-9185

🖊️ About Kelly Grymaloski

Kelly Grymaloski is a trusted Victoria Realtor with nearly 10 years of experience helping clients sell and buy homes, condos, and townhomes across South Vancouver Island. Known for her friendly, professional approach and data-driven marketing, Kelly helps homeowners achieve exceptional results and move forward with confidence.

If you’re even thinking about selling your home in the next 6–12 months, this post is for you — especially if you’re tired of seeing real estate advice from people more focused on getting likes than getting deals closed.

I’m not a content creator in a suit. I’m a full-time real estate professional who spends the day doing market analysis, showing homes, negotiating offers, and staying ahead of trends — not just filming viral videos. This is what I do, every day. And right now, the market is shifting in ways every homeowner should understand before listing.

Let’s break it down.

1. Timing Still Matters — But Not the Way It Used To

You’ve heard it before: “Spring is the best time to sell.” While seasonality still plays a role, today’s market is driven more by interest rates, inventory pressure, and local buyer demand than the calendar.

In some neighborhoods, we’re seeing high demand and low inventory create mini seller’s markets — even in the fall and winter months. In others, overpricing or poor prep can mean a listing sits. If you’re wondering whether now is a good time to sell, the answer is: It depends where you are, what you’re selling, and how it’s presented. And that’s where a real market-based strategy comes in.

2. Buyers Are Cautious — But Ready to Act

Higher interest rates have made buyers more selective. But motivated buyers are still out there — and they’re looking for value. That doesn’t mean cheap — it means well-prepared, well-marketed homes that show and price smartly.

That’s why you don’t just need a sign in the yard. You need:

• A clear pricing strategy based on local data

• A targeted marketing plan (not just “boosted” social posts)

• And a Realtor who knows how to position your home as a must-see

3. The Algorithm Is Watching — And So Are Buyers

Here’s something most sellers aren’t told: today’s buyer finds your home through AI-driven search, whether on Zillow, Google, or even ChatGPT. The way your listing is written, priced, photographed, and tagged directly impacts whether it shows up in front of the right people.

That’s why every listing I take on gets optimized for how buyers are actually searching today — including AI-powered tools, search engines, and even ChatGPT. (Yes, people are using ChatGPT to find homes — and your listing needs to be ready for that.)

4. Selling Is a Business Decision — Treat It That Way

Your home is likely your biggest asset. So whether you’re selling to upsize, downsize, relocate, or cash out — you deserve advice from someone who’s immersed in the business, not someone focused on building a follower count.

I track market trends daily. I talk to other active agents. I stay current on lending, appraisals, and negotiation tactics. This is how I bring real value to sellers — not just likes and views.

5. Thinking of Selling Soon? Let’s Talk Strategy

If you’re thinking of selling — whether that means “soon” or “sometime next year” — I’d love to help you think it through like a pro.

Let’s look at the real data, the current demand, and what your home could actually do on the market right now. No pressure, no fluff — just straight, professional insight so you can decide if the time is right.

Want to talk strategy or just ask some early questions?
Message me directly — I’ll respond personally, just like I do with every client. 

CONTACT KELLY

Introduction

As life evolves, so do our needs—and for many individuals and families, the desire to upsize their living space becomes a top priority. Whether you're looking for more room for a growing family, an upgraded lifestyle, or simply more comfort and luxury, upsizing in the Victoria real estate market offers exciting possibilities. With its stunning natural beauty, vibrant culture, and thriving neighborhoods, Victoria is the perfect place to find a larger home that suits your new chapter. This guide will explore key aspects of upsizing in Victoria and provide valuable insights to help you make an informed decision. If you’re ready to upsize, Kelly is your expert Realtor Advisor to guide you through the process, ensuring a smooth transition into your dream home.

1. Why Upsizing Makes Sense in Victoria

Upsizing isn’t just about more space; it’s about creating a home that better aligns with your evolving needs and aspirations. For many buyers in Victoria, this often means transitioning from a smaller home or condo to a more spacious residence that offers added comfort, convenience, and luxury. Here are a few reasons why upsizing in Victoria is a smart move:

• Financial Investment: Upsizing gives you the opportunity to invest in a larger home that can grow with you and potentially increase in value over time. In Victoria's competitive market, upgrading to a bigger property could also provide long-term financial benefits, such as equity building and a greater resale value in the future.

• More Room to Grow: Upsizing gives you the extra space to accommodate growing families, home offices, or additional amenities. Whether you want extra bedrooms, a larger yard, or room for a home gym, a larger home can better support your lifestyle needs.

• Enhanced Comfort and Privacy: A bigger home means more privacy and personal space for each member of your family. You can enjoy more luxurious features, such as larger kitchens, multiple bathrooms, and spacious living areas that provide greater comfort.

• Access to Upscale Amenities: Many larger homes in Victoria are located in desirable neighborhoods with access to premium amenities like parks, high-end shops, top schools, and waterfront views. Upsizing allows you to enjoy a lifestyle that fits your aspirations.

2. The Best Neighborhoods for Upsizers in Victoria

Victoria offers an array of neighborhoods that cater to buyers looking to upsize. Whether you seek a family-friendly area, a luxurious waterfront property, or a quiet suburban retreat, there’s a perfect spot for every upsizer. Here are a few of the top neighborhoods to consider:

• Oak Bay: Known for its charming tree-lined streets, stunning ocean views, and close-knit community, Oak Bay is a sought-after location for those seeking upscale homes. Large family homes, heritage properties, and newly built residences provide plenty of options for upsizers looking for comfort and style.

• Uplands: A prestigious neighborhood with some of the most luxurious homes in Victoria, Uplands offers sprawling estates, scenic gardens, and a quiet atmosphere. If you’re looking to live in a grand, expansive home with a private feel, this area has it all.

• Saanich East: Offering a mix of rural charm and urban convenience, Saanich East provides plenty of space for large homes with generous lots. Close to parks, top schools, and nature reserves, it’s a great choice for upsizers seeking room to grow.

• Fairfield: Known for its leafy streets and beautiful architecture, Fairfield offers an upscale feel with spacious homes and close proximity to downtown Victoria, the Inner Harbour, and the beach.

• Langford: For those who don’t mind a bit more distance from downtown, Langford offers new developments and larger homes at more affordable prices. Perfect for growing families, it’s a neighborhood that provides a blend of suburban tranquility and modern living.

3. Steps to Take When Upsizing

The process of upsizing can be exciting but requires careful planning and strategy. Here are some essential steps to help you smoothly transition into your larger home:

• Assess Your Needs: Consider your current lifestyle and future goals. Do you need more bedrooms, a home office, or a larger yard for outdoor activities? Understanding your needs will help you identify the perfect property to match your vision.

• Research the Market: Work with a Realtor who specializes in the Victoria market to get a clear picture of available properties in your price range. Having a knowledgeable professional by your side can help you navigate the competitive upsizing market with ease.

• Plan Your Budget: Upsizing often involves a larger financial commitment. Be sure to consider factors like mortgage payments, property taxes, and ongoing maintenance costs when planning your move. Your Realtor can help you evaluate financing options and ensure your budget aligns with your goals.

• Consider Future Growth: Choose a home that can grow with your family and lifestyle. Whether it's additional bedrooms, more square footage, or room for future renovations, consider how your new home can meet your long-term needs.

4. Upsizing Options: Single-Family Homes, Luxury Properties, and More

Victoria offers a wide variety of housing options for those looking to upsize. Whether you’re after a traditional family home, a modern luxury property, or something in between, you’ll find plenty of options in this beautiful city. Here’s a closer look at some popular choices for upsizers:

• Single-Family Homes: Ideal for those who want more room to spread out, single-family homes in Victoria range from classic heritage properties to newly built modern homes with spacious yards and high-end finishes.

• Luxury Properties: If you’re seeking a more extravagant lifestyle, Victoria has a selection of luxury homes that offer breathtaking views, expansive gardens, private pools, and other premium features. Locations like Uplands and Oak Bay are renowned for their luxury real estate.

• Waterfront Properties: For those dreaming of a home with a view, there’s nothing quite like living by the water. Victoria offers a variety of waterfront properties with expansive living areas, panoramic views, and easy access to outdoor recreation. 

  View List of Homes - Updated Daily

• Townhomes and Duplexes: For those who want more space but still prefer a low-maintenance lifestyle, townhomes or duplexes offer a great middle ground. Many offer private yards, garages, and high-quality finishes. 

  View List Of Townhouses - Updated Daily 

  View List Of Duplexes - Updated Daily 

5. Frequently Asked Questions About Upsizing

What are the financial benefits of upsizing?

Upsizing can be a wise financial investment, especially if you’re purchasing a larger home in an appreciating market like Victoria. Larger homes often offer higher resale value, and as your family grows, your new home may provide long-term value in terms of space and comfort.

How do I decide on the right neighborhood when upsizing?

Think about your lifestyle priorities. Consider proximity to schools, work, amenities, and recreational opportunities. Do you want a quiet, family-friendly neighborhood, or are you seeking a vibrant, urban atmosphere? Work with your Realtor to explore options that match your needs.

Can I upsize without stretching my budget too much?

Victoria offers a range of housing options across various price points, from luxury estates to more affordable homes in growing areas. A strategic approach to budgeting and working with an experienced Realtor can help you find a larger home that aligns with your financial situation.

Is now a good time to upsize in the Victoria real estate market?

The Victoria real estate market is dynamic, and timing can be key when upsizing. It’s important to assess current market conditions, interest rates, and availability of homes to make an informed decision. Kelly can help you navigate these factors and find the right time to make your move.

Conclusion

Upsizing in Victoria offers a chance to enhance your lifestyle, build equity, and enjoy the comfort of a larger, more luxurious home. Whether you're moving into a spacious family house, a waterfront property, or a modern luxury home, Victoria’s real estate market has something for everyone looking to upsize. With Kelly's expert guidance, you can confidently navigate the upsizing process, ensuring you find a home that fits both your needs and aspirations. 

Ready to Explore Your Upsizing Options?

If you're thinking about upsizing in Victoria, Kelly is here to help. Contact him today for expert advice, personalized guidance, and access to the best properties the Victoria market has to offer.

Contact Kelly

Share Your Thoughts

Are you considering upsizing in Victoria? Share your thoughts or experiences in the comments below! We’d love to hear from you.

Introduction

As life progresses, priorities often shift, and with those shifts, housing needs can change dramatically. For many individuals and families, the concept of downsizing becomes an attractive solution. Downsizing homes in Victoria is not just a trend but a strategic move for those looking to simplify their lifestyles, reduce costs, and enjoy the perks of smaller, more manageable living spaces. With Victoria’s stunning landscapes, vibrant culture, and thriving real estate market, it’s no wonder downsizing is a popular choice in this picturesque city. This guide will explore the key aspects of downsizing in the Victoria real estate market and provide insights to help you make an informed decision.

If you’re considering downsizing, Kelly is your go-to Realtor Advisor to help guide you through every step of the process. With years of experience and deep knowledge of the Victoria market, Kelly ensures your downsizing journey is seamless and stress-free.

1. Why Downsizing Makes Sense in Victoria

Downsizing isn’t just about moving into a smaller home; it’s about embracing a lifestyle that aligns with your current needs and goals. In Victoria, this often means shifting from a larger family home to a more compact residence that offers both comfort and convenience. Here are some reasons why downsizing homes in Victoria is a smart move:

• Financial Benefits: Smaller homes typically come with lower utility bills, reduced maintenance costs, and potentially lower property taxes. In a competitive market like Victoria, selling a larger home can also free up equity for other investments or retirement savings.

• Simplified Living: Less space often means less clutter, which translates to easier maintenance and a more streamlined lifestyle.

• Access to Amenities: Downsizing often allows homeowners to move closer to urban centers or into communities with access to healthcare, shopping, and recreational facilities.

• Eco-Friendly Living: A smaller home typically has a smaller carbon footprint, aligning with Victoria’s environmentally conscious ethos.

2. The Best Neighbourhoods for Downsizers in Victoria

Victoria is renowned for its diverse neighbourhoods, each offering unique advantages for those considering downsizing. Here are a few neighbourhoods that stand out for downsizers:

a) James Bay

As one of Victoria’s oldest and most charming neighborhoods, James Bay offers a mix of modern condos and heritage homes. Its proximity to downtown, Beacon Hill Park, and the Inner Harbour makes it an ideal location for those seeking convenience and beauty.

b) Oak Bay

Oak Bay is a picturesque seaside community known for its quiet streets, boutique shops, and stunning ocean views. With several townhomes and condos available, it’s a great option for downsizers looking for a serene yet accessible location.

c) Sidney by the Sea

For those who want a slower pace of life, Sidney offers a quaint, small-town feel with easy access to amenities and outdoor activities. It’s especially popular with retirees.

d) Downtown Victoria

If walkability and urban living are priorities, downtown Victoria has numerous condo developments tailored to downsizers. Living here puts you steps away from restaurants, theaters, and cultural attractions.

3. Steps to Take When Downsizing

The process of downsizing homes in Victoria requires careful planning and execution. Here are some essential steps to make the transition smoother:

a) Assess Your Needs

Before making any decisions, evaluate your current lifestyle and future goals. Consider factors such as proximity to family, access to healthcare, and the type of community you wish to live in.

b) Declutter and Organize

Downsizing is the perfect opportunity to declutter. Start by sorting your belongings into categories: keep, donate, sell, or discard. Focus on retaining items that bring value or joy to your life.

c) Research the Market

Understanding the Victoria real estate market is crucial. Partner with a knowledgeable Realtor who specializes in downsizing to help you find the perfect property and navigate the buying and selling processes.

d) Plan Your Move

Once you’ve found your new home, create a detailed moving plan. Hire professional movers if needed and ensure you’ve accounted for any logistical challenges, such as moving furniture into a smaller space.

4. Downsizing Options: Condos, Townhomes, and More

Victoria offers a variety of housing options for downsizers, each with its own advantages. Here’s a closer look at some popular choices:

a) Condominiums

Condos are a favourite choice for downsizers due to their low-maintenance lifestyle. Many developments in Victoria come with amenities such as gyms, pools, and communal spaces, adding convenience and value.

View Condos in Victoria - Updated Daily.

b) Townhomes

Townhomes strike a balance between space and manageability. They’re ideal for those who want a smaller home without sacrificing outdoor space or privacy.

View Townhomes In Victoria - Updated Daily.

c) Senior Living Communities

For retirees, senior living communities offer a supportive environment with services like housekeeping, meal plans, and social activities. Victoria has several well-regarded options to explore.

d) Small Detached Homes

For those who prefer standalone properties, smaller detached homes can provide a cozy yet independent living experience. Many are available in Victoria’s suburban areas.

5. Frequently Asked Questions About Downsizing

What are the financial benefits of downsizing?

Downsizing often results in lower utility bills, reduced maintenance costs, and potentially lower property taxes. Selling a larger home can also free up significant equity, which can be used for other investments or to bolster retirement savings.

How do I decide what to keep and what to let go of when downsizing?

Start by assessing your belongings and sorting them into categories: keep, donate, sell, or discard. Focus on retaining items that are essential or bring you joy, and consider storage solutions for sentimental items you can’t part with.

Is now a good time to downsize in the Victoria real estate market?

Victoria’s real estate market remains robust, offering excellent opportunities for both buyers and sellers. A Realtor like Kelly can help you assess current market conditions and determine the best timing for your downsizing move.

Can I downsize and stay close to my current community?

Absolutely! Victoria offers a range of housing options in neighbourhoods like Oak Bay, James Bay, and Sidney, allowing you to stay connected to your community while enjoying the benefits of a smaller home.

Conclusion

Downsizing homes in Victoria is a meaningful step toward achieving a lifestyle that prioritizes simplicity, convenience, and financial freedom. With the right planning, guidance, and mindset, downsizing can be a liberating and rewarding experience. Whether you’re seeking a condo in the heart of downtown or a charming townhome in Oak Bay, Victoria’s real estate market has something to offer every downsizer.

If you’re ready to explore downsizing options, Kelly is here to help. With his personalized approach and expertise in the Victoria market, Kelly can guide you through every step of the process, ensuring a smooth and successful transition.

Contact Kelly

Are you considering downsizing in Victoria? Share your thoughts or experiences in the comments below! We’d love to hear from you.

Introduction

Deciding whether to rent or own a home is one of the most significant financial decisions many people face. Both options come with their own advantages and disadvantages, depending on your lifestyle, financial situation, and future plans. This blog will break down the pros and cons of renting versus owning a home to help you make an informed decision.

The Pros of Renting

• Flexibility and Freedom
  Renting offers the freedom to move without the burden of selling a property. It’s ideal for those who might relocate for work or simply prefer a flexible lifestyle.

• Lower Upfront Costs
  Renters usually only need to cover a security deposit and the first month’s rent, whereas buying a home often involves a large down payment, closing costs, and other fees.

• Less Responsibility for Maintenance
  Home repairs, maintenance, and upgrades are typically the landlord’s responsibility, meaning renters can avoid surprise expenses like a broken water heater or roof repairs.

• No Exposure to Market Risks
  Renters don’t have to worry about housing market fluctuations, property values, or the stress of selling during a downturn.

The Cons of Renting

• No Equity Building
  When you rent, you’re essentially paying your landlord’s mortgage without gaining any ownership. Over time, you don’t build any wealth through your housing payments.

• Rent Can Increase
  Rent is subject to market conditions and can rise unexpectedly during lease renewals, making budgeting harder and reducing financial stability.

• Limited Control Over the Space
  Renters often face restrictions on customization, such as painting, renovations, or even having pets. Additionally, you’re at the mercy of the landlord’s decisions regarding the property.

• Lack of Stability
  Your landlord may decide to sell the property or not renew your lease, forcing you to move out unexpectedly. This can be stressful if you’ve settled into a community or school district.

The Pros of Renting

1. Flexibility and Freedom
   Renting offers the freedom to move without the burden of selling a property. It’s ideal for those who might relocate for work or simply prefer a flexible lifestyle.

2. Lower Upfront Costs
   Renters usually only need to cover a security deposit and the first month’s rent, whereas buying a home often involves a large down payment, closing costs, and other fees.

3. Less Responsibility for Maintenance
   Home repairs, maintenance, and upgrades are typically the landlord’s responsibility, meaning renters can avoid surprise expenses like a broken water heater or roof repairs.

4. No Exposure to Market Risks
   Renters don’t have to worry about housing market fluctuations, property values, or the stress of selling during a downturn.

The Cons of Renting

1. No Equity Building
   When you rent, you’re essentially paying your landlord’s mortgage without gaining any ownership. Over time, you don’t build any wealth through your housing payments.

2. Rent Can Increase
   Rent is subject to market conditions and can rise unexpectedly during lease renewals, making budgeting harder and reducing financial stability.

3. Limited Control Over the Space
   Renters often face restrictions on customization, such as painting, renovations, or even having pets. Additionally, you’re at the mercy of the landlord’s decisions regarding the property.

4. Lack of Stability
   Your landlord may decide to sell the property or not renew your lease, forcing you to move out unexpectedly. This can be stressful if you’ve settled into a community or school district.

The Pros of Owning a Home

• Building Equity
  With each mortgage payment, you increase your ownership stake in the property, building long-term wealth as your home appreciates in value.

• Predictable Monthly Payments
  A fixed-rate mortgage provides stable payments over time, offering greater control over your housing budget compared to potential rent increases.

• Freedom to Customize
  Homeowners can renovate, paint, and personalize their space as they see fit, improving the home’s value and making it truly their own.

• Tax Benefits
  Many homeowners are eligible for tax deductions on mortgage interest, property taxes, and, in some cases, capital gains when they sell their home.

• Long-Term Stability
  Owning your home means you’re in control of how long you live there, giving you stability, especially in terms of family and community involvement.

The Cons of Owning a Home

• Higher Upfront Costs
  Purchasing a home involves significant upfront expenses, including a down payment, closing costs, and inspection fees, which can be a barrier for first-time buyers.

• Ongoing Maintenance and Repairs
  Homeownership comes with full responsibility for maintenance, repairs, and upgrades, which can become expensive and time-consuming.

• Exposure to Market Risks
  The housing market can fluctuate, meaning there’s always the risk that your property’s value might decrease, leaving you with less equity than expected.

• Less Flexibility
  Selling a home can take time and isn’t always an option if you need to move quickly. This makes owning less ideal for those whose job or lifestyle requires frequent relocation.

Conclusion: Which Option is Right for You?

Both renting and owning have their advantages and disadvantages. If you’re looking for flexibility, lower upfront costs, and less responsibility for maintenance, renting might be the better choice. However, if you want to build long-term wealth, enjoy the freedom to customize your space, and achieve stability, homeownership may be worth considering.

Ultimately, the decision depends on your personal goals, financial situation, and where you see yourself in the coming years. Whether you choose to rent or own, it’s important to weigh the pros and cons carefully to make the best choice for your lifestyle. 

Check out the Market and see what is out there, your new Home awaits you!

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Congratulations! You’re ready to take the exciting step of buying your first home in beautiful Victoria, BC. It’s a journey filled with hope, anticipation, and let’s face it, a little bit of nervousness. Don’t worry – you’re not alone! Many first-time buyers feel the same way, and that’s where I come in. My mission is to make your journey smooth, enjoyable, and successful.

Let’s walk through the process together and uncover how I can help you make the most of this life-changing milestone.

The Challenge: Navigating a Competitive Market

Victoria’s real estate market is as stunning as the city itself, but it’s also competitive. As a first-time buyer, you may feel overwhelmed by:

• Rising property prices

• Limited inventory

• Unfamiliar jargon (what even is an “adjustable-rate mortgage”?)

• The fear of making a costly mistake

You don’t have to go through this alone. Many first-time buyers hesitate because they think they have to figure it all out themselves. Here’s the truth: you don’t.

You, the Determined First-Time Buyer

You’re ready to build equity, create a space that’s truly your own, and take charge of your future. This is your story. You’re the hero, and you deserve a guide who understands your challenges and is 100% in your corner.

At Your Rescue: Kelly Grymaloski

That’s where I come in. I’m Kelly Grymaloski, your friendly, experienced real estate partner here in Victoria, BC. I specialize in helping first-time buyers navigate the complexities of the housing market with confidence and ease.

Here’s how I’ll support you:

• Education: I’ll break down the buying process step-by-step so you always know what to expect.

• Preparation: We’ll determine your budget, connect you with trusted mortgage brokers, and clarify your must-haves versus nice-to-haves.

• Strategy: Together, we’ll develop a winning strategy to find and secure your dream home in this competitive market.

• Negotiation: I’ll advocate fiercely on your behalf to get you the best deal possible.

• Support: From the first showing to the final signature, I’ll be with you every step of the way.

The Plan: Your Roadmap to Success

1. Connect: Schedule a consultation with me so we can discuss your goals and dreams.

2. Get Pre-Approved: I’ll introduce you to mortgage professionals who can guide you through this essential step.

3. Explore Your Options: We’ll tour neighbourhoods and homes that match your lifestyle and budget.

4. Make an Offer: When we find “the one,” I’ll craft a competitive offer designed to win.

5. Close the Deal: I’ll guide you through inspections, paperwork, and final details.

6. Move In: Celebrate your new beginning in your first home!

The Success: Your Dream Home Awaits

Imagine unlocking the door to your very first home, knowing you made the right decision. Picture yourself sipping coffee on your balcony, taking in Victoria’s breathtaking views, and feeling proud of what you’ve accomplished. This dream can be your reality, and I’m here to make it happen.

Take the First Step Today

Don’t let fear or uncertainty hold you back from the home you deserve. With the right guide, buying your first home can be an empowering and joyful experience.

Ready to Start? Let’s Do This Together.

Contact Kelly Grymaloski to schedule your first-time buyer consultation and take the first step toward your dream home.

Contact Kelly Grymaloski

When selling your home, first impressions are everything. A clutter-free, organized space not only appeals to buyers but can also make your home appear larger, cleaner, and better maintained. If the idea of decluttering feels overwhelming, don’t worry—this guide will help you tackle the process step by step.

1. Start Small, Think Big

Where to Begin:

Pick one small area to declutter first, like a single drawer or closet. Starting small builds momentum and helps you avoid feeling overwhelmed.

Why It Matters:

Buyers will open closets, drawers, and storage spaces. Decluttering these areas can make your home appear more spacious and functional.

Quick Tip:

Set a timer for 20 minutes and see how much you can accomplish. This keeps the task manageable and focused.

2. Focus on High-Impact Areas

Key Areas to Tidy Up:

- Living Room: Remove excess furniture, personal photos, and knick-knacks. Showcase the space’s functionality and flow.

- Kitchen: Clear off countertops, organize cabinets, and clean out the pantry. Less is more in this high-traffic area.

- Bedrooms: Limit decor to a few neutral items and ensure closets aren’t overflowing.

- Bathrooms: Declutter countertops and hide personal items like toothbrushes and razors.

Why It Matters:

These are the spaces buyers are most interested in, and a clean, organized look helps them imagine living there.

3. Sort and Simplify

The Decluttering Rule:

Use the “Three-Box Method”—label boxes as Keep, Donate/Sell, and Trash.

How to Decide:

Ask yourself:

- Have I used this item in the last year?

- Does it serve a purpose or bring me joy?

If the answer is no, it’s time to let it go.

Bonus Tip:

Donate gently used items to local charities or sell them online to offset moving costs. 

Donate

4. Neutralize Personal Touches

Why It’s Important:

Buyers want to envision themselves in your home. Too many personal items, like family photos or unique collections, can make this difficult.

What to Do:

Pack away personal decor, leaving neutral, universally appealing items behind. Think of it as pre-packing for your next home!

5. Rent or Borrow Storage

What to Store:

If you have bulky furniture or seasonal items, consider renting a storage unit. This creates a more open feel in your home and eliminates visual distractions.

Pro Tip:

Store items you don’t use daily, like holiday decorations, out-of-season clothes, or extra furniture.

Conclusion

Decluttering your home before selling is one of the simplest yet most impactful ways to prepare for a successful sale. By starting small, focusing on key areas, and simplifying your belongings, you can create a welcoming space that buyers will love.

Ready to get started? Leave a comment below with your favorite decluttering tips or questions!

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Your home’s next chapter starts here—let’s make it a memorable one!

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Selling a home can be an exciting, yet stressful experience, especially if you’re trying to maximize the value of your property. Many sellers are eager to get their homes on the market, but without proper planning, they can easily fall into avoidable traps that could hinder a successful sale. As a realtor who has been serving South Vancouver Island for nearly a decade, I've seen firsthand how small missteps can make a significant difference in a transaction.

In this blog post, we’ll go over five common mistakes sellers make and offer practical advice on how to avoid them. Whether you’re selling a single-family home, a condo, or a townhouse, these tips will help you attract the right buyers, maximize your profit, and streamline the selling process. 

1. Overpricing the Home

The Mistake:

It’s common for homeowners to feel that their home is worth more than the market dictates. Emotional attachment, the time invested in personal upgrades, and sentimental value can cloud a seller’s judgment. As a result, some sellers tend to overprice their property, thinking that buyers will negotiate down.

The Consequence:

When you price your home too high, you significantly reduce your pool of potential buyers. The property may sit on the market for longer than anticipated, eventually becoming a “stale” listing. Buyers often perceive homes that have been on the market for an extended period as problematic, even if they aren't. You may be forced to reduce the price over time, but by then, the excitement for your property could have waned, potentially leading to offers below its actual market value.

The Solution:

Work with a professional realtor who understands the local market and has access to recent comparable sales (also known as “comps”) in your area. A thorough market analysis will give you an accurate picture of what your home is truly worth, and you can price it competitively right from the start. A well-priced home will attract more buyers and generate interest quickly, possibly leading to multiple offers and a sale at or above asking price.

2. Failing to Prepare the Home for Sale

The Mistake:

Some sellers believe that their home can be sold “as is” without any preparation. This mindset can lead to homes being presented with clutter, outdated features, or even noticeable repairs that need attention. While your home may have been functional for your family, buyers often want to envision their own lives in the space, and that can be hard to do in a poorly staged or unkempt home.

The Consequence:

A home that isn’t properly prepared for sale can deter buyers and result in lowball offers. Buyers will focus on the cost of repairs, renovations, and updates they’d need to make and may factor that into their offer. In some cases, potential buyers may overlook the home altogether, favoring properties that are move-in ready.

The Solution:

Make a great first impression by preparing your home for sale. This includes:

- Decluttering and depersonalizing: Remove personal items like family photos and any unnecessary furniture to make the space feel bigger and allow buyers to envision their own belongings in the home.

- Repairs and maintenance: Fix any obvious issues such as leaky faucets, peeling paint, or broken fixtures. Small cosmetic improvements can go a long way.

- Home staging: Consider hiring a professional stager to enhance the home’s appeal. If that’s not in your budget, at least clean thoroughly and arrange furniture in a way that maximizes space.

In some cases, a fresh coat of neutral paint and a little landscaping can dramatically boost curb appeal and attract more buyers.

3. Neglecting to Market the Home Properly

The Mistake:

Some sellers assume that listing their home on a few major real estate websites will be enough to attract offers. While online visibility is important, it’s not the only aspect of a successful marketing strategy. Without professional photos, detailed descriptions, and a multi-platform approach, your home may not get the attention it deserves.

The Consequence:

Limited marketing can lead to fewer showings and, in turn, fewer offers. Your home might not reach the right buyers, or it may not stand out among competing properties in the area. Without a strong marketing plan, your home could sit on the market longer, and you may ultimately need to lower the price to attract interest.

The Solution:

A comprehensive marketing strategy is key to selling your home quickly and for the best price. Your realtor should:

- Use professional photography: High-quality photos are essential for making your listing stand out online. Many buyers make their first impression based solely on photos, so it’s crucial that your home looks its best.

- Write compelling descriptions: A detailed, engaging description that highlights your home’s key features (e.g., upgrades, location, schools, and amenities) will help attract potential buyers.

- Utilize social media and multiple listing services (MLS): A good realtor will promote your home on various platforms, including real estate websites, social media, email campaigns, and possibly even print advertising.

- Host open houses and virtual tours: These events provide prospective buyers an opportunity to see the home in person or virtually, further increasing exposure.

4. Being Emotionally Attached to the Home

The Mistake:

It’s natural to have an emotional attachment to your home, especially if you’ve lived there for many years, raised a family, or completed significant renovations. However, letting your emotions influence the sale can lead to irrational decisions, such as rejecting reasonable offers or getting offended by buyer feedback.

The Consequence:

Being overly emotional can cloud your judgment during negotiations. You might be tempted to hold out for an unrealistic offer or refuse to make concessions that could close the deal. Buyers may walk away if they feel the seller isn’t flexible or reasonable, leaving your home on the market for longer and potentially selling for less than its worth in the end.

The Solution:

Selling your home is a business transaction. While it’s easier said than done, try to detach emotionally and focus on the end goal. Trust your realtor to handle the negotiations and guide you through the process objectively. Remember that the buyer will be seeing your home with fresh eyes, and their vision for it may be different from your own.

5. Not Being Flexible with Showings

The Mistake:

Some sellers make the mistake of being overly restrictive with showings. Whether due to work schedules, family routines, or privacy concerns, limiting the availability of your home for viewings can turn away serious buyers.

The Consequence:

In a competitive market, buyers often view multiple homes in a short period of time. If your home isn’t available for a showing when a buyer is ready, they may move on to another property. If you consistently limit showing opportunities, you reduce the chances of your home being sold quickly.

The Solution:

Make your home as accessible as possible for potential buyers. Try to accommodate all reasonable showing requests, even if it means temporarily adjusting your schedule. Consider vacating the home during showings to give buyers the space to explore without feeling rushed or uncomfortable. The more buyers who can see your home, the better your chances of receiving an offer.

Conclusion

Selling a home is a complex process that requires careful planning, attention to detail, and flexibility. By avoiding common mistakes like overpricing, failing to prepare your home, neglecting marketing, letting emotions drive decisions, and limiting showings, you can set yourself up for a smoother and more successful sale.

Are you thinking about selling your home in South Vancouver Island? I’d love to help you navigate the process. Let’s work together to avoid these pitfalls and make your home sale a success. Feel free to leave a comment below with any questions or share your own home-selling experiences! 

Contact me today to discuss your real estate goals, and let’s get your home sold!

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